a man standing in front of a group of people

Free Medicare Education for Your Community

We bring clear, unbiased Medicare information directly to senior centers, places of worship, and community groups across New Jersey, in English or Spanish.

Why We Do This

Turning 65 comes with a lot of decisions and a lot of mail. Many people put off learning about Medicare until a deadline is close, and some end up paying penalties that last a lifetime. Our seminars give your members a calm, judgment-free place to learn the basics and ask questions before it matters most.

What We Cover
  • The Parts of Medicare: What Parts A, B, C, and D each cover, in plain language.

  • When to Enroll: Enrollment windows, what happens if you're still working, and how to avoid late penalties.

  • Your Coverage Options: The difference between Original Medicare, Medicare Advantage, and Medicare Supplements, explained in general terms.

  • Prescription Coverage: How drug coverage works and what to look for.

  • Protecting Yourself: How to spot Medicare scams and keep your Medicare number safe.

Ludmilla "Lumie" Perez

Licensed Medicare Agent

Phone: 917-409-6822

E-mail: lumie@dulcevidahealth.com

Who We Work With

Senior centers and adult day programs; churches and other places of worship; libraries and community organizations; cultural and civic associations; employers with team members approaching 65.

What to Expect

Our seminars are educational, not sales presentations. We won't discuss specific plans, ask anyone to sign up for anything, or require attendees to share their contact information. If someone would like personal help later, they're welcome to reach out on their own time.

How It Works
  1. Reach out. Tell us a little about your group and a few dates that work.

  2. We plan together. We tailor the session to your audience and confirm whether it should be in English, Spanish, or both.

  3. We come to you. We present at your location with time for questions. There's never a cost to your organization.

Bring a Medicare Seminar to Your Organization

Free. Educational. In English or Spanish.
Tell us a little about your group and we’ll be in touch within one business day to plan the details.

What’s included
A Medicare 101 session at your location, time for questions, and no cost to your organization. Our seminars are educational, not sales presentations.

Prefer to talk first?
(917) 409-6822
Mon to Fri, 9 am to 5 pm; Sat, 10 am to 2 pm

Email
perez.ludmilla14@gmail.com

Hablamos español.

Whether your group is large or small, we'd be glad to help your members feel confident about Medicare.

We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact 1-800-MEDICARE or visit medicare.gov to get information on all of your options.

© 2026. Dulce Vida Health Advisors. All rights reserved.

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Call Us: (917) 409-6822

Mon to Fri, 9 am to 5 pm; Sat, 10 am to 2 pm.